Underwriting Credit Analyst (French Speaking)

This role involves managing credit risk analysis for Citi's corporate clients and overseeing their portfolios. Key duties include producing annual and quarterly reviews, as well as providing support for ad-hoc transactions and broader portfolio and industry assessments. The analyst will assess the financial health of clients, assign internal ratings, and ensure credit extensions align with risk appetite. Continuous monitoring of the portfolio, industry trends, and key relationships is crucial, with potential credit issues escalated to senior management. The position also requires collaboration with regional and industry stakeholders to implement credit assessment and monitoring standards.

1. Evaluate the credit and financial strength of Citi’s Corporate Clients in Sub-Saharan Africa through fundamental credit analysis, using both quantitative and qualitative factors.
2. Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment, due diligence, and industry knowledge to ensure appropriate credit extensions within the bank's risk appetite.
3. Continuously monitor the assigned portfolio, tracking industry trends, assessing impacts on key relationships, and escalating potential credit issues to Senior Underwriters, Risk, and Banking partners.
4. Collaborate with relevant regional and industry stakeholders in Banking and Independent Risk to implement credit assessment and monitoring standards for applicable portfolios.

1. 0-3 years of credit experience in banking, credit risk management, or equivalent financial services experience.
2. Ability to comprehend and implement Citi's policies and procedures effectively.
3. Intermediate analytical skills, including understanding key financial components like liquidity and leverage, and the ability to identify root causes, trends, and anticipate future issues.
4. Strong interpersonal skills to build relationships and influence others, with or without direct authority.
5. Excellent organizational skills, with the capacity to work under pressure and manage time and priorities efficiently.
6. Clear and concise written and verbal communication skills, adaptable to various seniority levels.
7. Proficiency in Microsoft Office applications (Word, Excel, PowerPoint).
8. Strong proficiency in both French (read, write, speak) and English (read, write, speak).
9. A Bachelor's (BA/BSc) or higher degree in Business (MBA) or a related field.